** What is an Unsecured Personal Loan
The banks even don’t ask the end purpose for which the applicant wants the loan.
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The downside of this type of loan is that they are considered to be high risk by the lender so the interest rate is typically very high and you can end up re-paying the loan amount plus a further 10% to 30% of the loan total in interest.
And in case of unsecured loan, lenders can do nothing if you don’t pay their amount timely.
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